BANK OF SOUTHERN CALIFORNIA
CEO: Nathan Rogge.
Assets: $188 million in 2011; $180 million in 2010.
Net income/loss: $1 million in net income in 2011; net loss of $678,000 in 2010.
No. of local branches: Four.
No. of local employees: 33.
Headquarters: Carmel Valley.
Year founded: 2001, as Ramona National Bank.
Company description: Commercial bank.
Key factors for success: Thinking outside the box; doing specific things very well; and focusing on employees.
Bank of Southern California finally broke solidly into the black last year, netting $1 million...