NAVY FEDERAL CREDIT UNION

CEO: Cutler Dawson.

Assets: $47 billion.

Net income: $475 million for the first nine months of 2011; $350 million for the first nine months of 2010.

No. of local branches: 22.

No. of local employees: 450.

Headquarters: Vienna, Va.

Year founded: 1933.

Company description: Federally chartered credit union.

Key factors for success: Branches near most bases; once a member, always a member.

The presence of the U...

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