Services such as Chase’s QuickPay allow users to send direct payments to others using a mobile phone.

Services such as Chase’s QuickPay allow users to send direct payments to others using a mobile phone.

The biggest banking players — including Bank of America, JPMorgan Chase and Wells Fargo Bank — along with several nonbanking financial-services rivals like PayPal are pushing technologies that could eventually turn mobile devices into high-tech wallets enabling direct, on-the-spot payments...

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