Mike Johns is president of Rancho Santa Fe Thrift & Loan Association, which achieved a 2.74 percent return on assets for the first three quarters of 2010.

Mike Johns is president of Rancho Santa Fe Thrift & Loan Association, which achieved a 2.74 percent return on assets for the first three quarters of 2010. Photo by Stephen Whalen.

Although most locally based banks were still dealing with the consequences of a miserable economy last year, the majority were also generating profits...

Take 1 minute to subscribe and you'll get this story immediately, plus:

Already a subscriber? Sign in

  • 52 weekly issues
  • Subscriber-only digital content every business day, plus full access to SDBJ.com archives
  • Book of Lists — the most comprehensive business resource in San Diego
  • San Diego 500 — influential business leaders you need to know
Yours for only $129